A Little More about Patterson and How We Can Help You!

As a full-service financial institution, Patterson Federal Credit Union:

• Provides security for funds, with accounts insured up to at least $250,000, IRA's are insured up to $250,000 by the National Credit Union Administration, a U.S. government agency.
• Offers a full line of free or discounted financial products and services.
• Provides dependable, friendly, personalized service.
• Provides printed materials for the introduction and promotion of services.
• Offers convenience.
• Increases members' knowledge of financial options.
• Extends membership privileges to family members.
• Places members' interests first.

Use PFCU's Payroll Deduction for Savings, Checking, or Loan Payments

When you establish payroll deduction at Patterson Federal Credit Union, money is automatically deducted from your paycheck and deposited in your savings account or checking account, or used to make loan payments. It's an easy way to save or to ensure that you'll never miss a loan payment. Talk to us today about how our Payroll Deduction service can work for you!

Our Debit Card: Checking Convenience + Credit Card Versatility!

Patterson Federal Credit Union's MasterCard® Debit Cards combine the economy of a checking account with the convenience and versatility of a credit card. Your card works at millions of locations that accept MasterCard® Debit Cards. Your MasterCard® Debit Card draws money from your checking account, so no interest charges apply (ATM charges may apply). 
 

The MasterCard® Debit Card is available with our Checking accounts! Got questions? We'd love to hear from you! Drop by and see us at 124 W.P. Malone Drive in Arkadelphia, or give us a call at (870)246-8005!

Another Reminder: You Can Win $100 in Our Referral Program!

Our ad from the Daily Siftings Herald. We want to remind everyone about our referral program. If you're not a member, join soon so you too can have the chance to win some cash by referring others to Patterson Federal Credit Union!

Keep Your Financial Information Safe Onine

More and more people are taking care of their finances on line. That's why we have increased our security measures with our online banking program. When you log in for the first time, you will notice you must answer several questions before you can access your account info. 

If you will always access your account from the same computer, you may decide to register that computer's IP address. That just means you will skip security questions the next time you log in. Never choose that option from a public computer, like one you might use at a library, at work, or at school!

When you answer the security questions, be sure to make a note of your responses and store them in a safe place. Some people even choose to answer the questions with not-so-obvious answers as an added security measure. For instance, if the security question asks your mother's maiden name, you might use her middle name instead. If you decide to use tricky answers, be sure to write them down and store them in a safe place just in case you forget your answers!

Here are some other tips for safe online banking:

 

Never provide personal financial information over the phone or online if you did not initiate the contact! This includes your Social Security number, account numbers or passwords.

Never click on the link provided in an e-mail you believe is fraudulent. Links like this can be attached to viruses that will contaminate your computer.

Do not be bullied by an email or phone call!  Some scam artists will threaten dire consequences if you do not immediately provide or verify financial information.

If you believe an email contact is legitimate, go to the company’s website ... but NOT by clicking on a link they provide. Type in the company's website address or use a page from it that you have already bookmarked.

If you fall victim to an identity attack, act immediately! Protect yourself by alerting your financial institution. Place fraud alerts on your credit files. Monitor your credit files and account statements closely.

Report suspicious e-mails or calls to the Federal Trade Commission through the Internet at www.consumer.gov/idtheft, or by calling 1-877-IDTHEFT.

A Little More Loan Info. How Can We Help You?

Patterson Federal Credit Union offers several kinds of loans to fit members' needs: AUTO LOANS - Financing available on new and used cars and trucks. FARM EQUIPMENT LOANS - Financing available for new and used farm equipment. OTHER LOANS - Various loan types. PERSONAL LOANS - Low interest rates with fast processing and convenient financing. These loans are often used for debt consolidation, medical emergencies, vacations, car repairs, Christmas expenses and other unexpected events. RECREATIONAL VEHICLE LOANS - Financing available on new and used boats, personal watercraft and motor homes. SHARE SECURED LOANS - Funds secured with deposits in a savings or savings certificate account. These loans feature the most attractive interest rates, and you will continue to earn dividends on your savings. Please contact us for more information on loans. Click here for the standard loan calculator or click here for the loan qualifier.

How to Win $100

Did the title catch your attention? It does mine every time I write it. I mean, hey -- who couldn't use an extra hundred bucks? If you are a member of Patterson Federal Credit Union, you can win $100 just by encouraging others to join. Here's how it works:

• There is no entry limit. Each PFCU member earns one entry for each referral made during the calendar month. The more you refer, the more chances you have to win. 
• New customers referred must open an account and must denote the name of the referring member along with member’s telephone number (or address if the member has no phone) at the time of application. To receive the prize, the referring member must have an account in good standing at the time of winning. The $100 cash prize will be deposited directly into the member’s account. In the case of a member who only has a loan account, the prize money will be deposited into the loan account and will apply to the next payment due.
• Monthly drawings will be held on the last business day of the month at the close of business. After the drawing, all entries will be destroyed. None will roll over into the new month. Winner will be notified the following business day. Employees and immediate family members of PFCU are not eligible to participate. PFCU reserves the right to modify, cancel, or suspend the referral program at any time and without notice.
  
  So, by telling your friends and family about your great experiences with Patterson Federal Credit Union, you can win $100. Heck, for that opportunity, it's worth telling your enemies about PFCU!